Is This Your Retirement Fund?

Whether you’re 20, 30, 40 or 50 years away from retirement (assuming retirement will still be an option that far out) or your retirement is approaching in less than 10 years, it’s something all of us really need to focus in on now. And to start taking action now to secure our funds, or grow them.

Regal Assets Banner

Did you know that a study done on the American working class showed that 46% of people in jobs had less than $10,000 saved for retirement?

And, in fact, 29% of people have less than $1,000 saved for retirement?

I don’t know where you personally fit into this scale, but what I do know is that if you are one of these people, you want a future that’s better than your current circumstances.

Nobody wants to have a worse standard of living in retirement than they have now. They want at least the same in retirement, but most probably want something better; something that’s financially stress free.

What Does Retirement Mean To You?

Is This Your Retirement Plan?Many people say that they want to use their retirement to catch up on the things they didn’t do when they were working – some travel, living in some luxury, spending more time with family and friends.

It’s the same as what I see for myself.

We work so hard; we work to provide for others (our bosses and the companies we work for) and we work to provide for ourselves and our families a life that most people will never see.

And now that dream for most people is just a fading reality.

Did you know in 1991, 50% of full time working Americans said that they plan to retire and really start enjoying life at 65?

A 2014 survey showed that the number of people holding that dream has dropped to 23%!

That means that 27% of people like us, working every day for a life that’s better, for a life experience that’s richer, for a moment of joy with no worry, have lost that dream in 23 years between 1991 and 2014. Amazing. How much of that loss of hope is down to the 2007/8 financial crash and its aftermath alone? And how many Americans have also lost that dream in the last 3 years?

If we don’t have something to look forward to, then what are we working for? Just a subsistence existence?

What is the point of working so hard if there’s no light at the end of the tunnel? No reward for our labour?

I don’t want that for me and I’m guessing that you don’t want that for you.

Why You Need To Plan For Retirement

The truth is, however, unless you believe, unless you act and unless you are willing to never let go of that dream and vision you hold for yourself, that the system will take you, the system will break you and eventually you will run out of money in retirement.

In fact, right now 74% of people approaching retirement say that they EXPECT to continue working once they’ve retired. Many Americans just don’t have a viable retirement plan either because they haven’t put money away or because the pension they receive is less than they expected.

Working Past Retirement Age

Does that mean you have a career stacking shelves in Home Depot to look forward to after you’ve received your pat on the back, gold watch and a kick out the door once you’ve reached the official age of retirement?

Just 23 years ago, 50% had the dream of a retirement filled with travel, filled with laughter, filled with love and enjoyment.

So, what happened?

Well, statistics show that people are living longer, remaining healthy for longer and, despite what the news media tries to tell us about how bad the world is, life expectancy is getting longer.

Unless you live in the USA. While life expectancy has been rising, people in the USA consistently live shorter lives than people in other countries. Odd, given that we’re a developed country where we don’t have diseases that afflict other nations. Life expectancy here is projected to be the same as that in Mexico by the time 2030 rolls around!

And there’s a 7 year difference in life expectancy between people living in Minnesota and those living in Hawaii. You can check the life expectancy for your state here.

A frightening study by Ernst & Young showed that 3 out of 5 middle class retirees will run out of money if they continue to live the same lifestyle they did while they were working.

3 out of 5 – that’s 60%!

Let me make this more real for you: visualize yourself and 4 friends.

Now pick 3 that will completely run out of money and have no money left for living expenses, food, taking care of children, family.

Go ahead…

Now if you’re like me and you were forced to pick 3, those 3 didn’t include YOU!

Now take a second and realise, it could be you.

So, what’s the solution?

Buying Gold And Silver Online

Well, you’d think my natural response would be that the solution is investing in Gold and Silver?

Sorry to disappoint, but the real solution is actually how you invest money. Period.

Not what you invest it in.

You see, “what” you invest in is a response to the financial cycle, HOW you invest is smart money management.

How To Plan For Retirement

The Top 3 rules on HOW to invest money for long term security, steady growth and consistent return are:

1. You need a PROVEN strategy.

One that is CLEAR and simple to understand and execute.

2. You need SUPPORT.

Whether its support from a strategy perspective, or a mindset perspective, you need it.

We all “test” the waters with new shiny things. We all beat ourselves up for not being as successful as we want. When these moments happen, a typical response is to move on to another shiny object, try it, fail, kick ourselves and then repeat the process ad nauseum.

Unless you accidentally hit on something that works, or you’re in the more fortunate position that someone in the know points you to something that does work.

3. You need ACTION.

No matter what strategy or support you get, if you don’t ACT and you let fear paralyze you, there’s nothing anyone can do for you.

If you have money and are PREPARED to take action, and you want your money to work for you over the coming years, here’s a program provides rules #1 and #2 above. #3 is entirely down to you. This free webinar explains how it works.

Free Webinar: Gold And Silver For Life

Resources

Click here to get a free, no obligation, gold investment kit

Learn how to earn a yield on your gold and silver investments in this free webinar

10 reasons why the next financial crisis will be worse

Will debt sink the economy?

Open a Gold IRA account

Gold not your thing? Click here to request a Bitcoin IRA guide